At a time when the Indian rupee is facing sustained external pressure, the Reserve Bank of India has moved beyond its conventional toolkit of defending the currency through aggressive dollar sales. Instead, it has opted for a more structural intervention, one that seeks to place a durable floor under the rupee by reshaping the behaviour…
The architecture of global banking is undergoing a structural transformation, one that is increasingly shaped not by market fundamentals alone but by the shifting contours of geopolitics. The Bank for International Settlements (BIS), in its working paper “Global Banking and Geopolitics Through Time,” presents a data-driven examination of how political alignments and strategic rivalries are…
India’s banking system is not in distress. Balance sheets are stronger, bad loans have declined, and credit demand remains robust. Yet, beneath this stability, something is quietly out of sync. For the first time in over two decades, banks are lending faster than deposits are growing. By December 2025, the credit-deposit ratio had risen to…
India is witnessing a rapid expansion in data centre capacity, driven by hyperscale demand, digital consumption growth and policy support for data localisation. Global technology firms, cloud providers and domestic conglomerates are committing billions of dollars to build large-scale server infrastructure across cities such as Mumbai, Chennai, Hyderabad and Noida. This surge is often framed…
At a time when the Indian rupee is facing sustained external pressure, the Reserve Bank of India has moved beyond its conventional toolkit of defending the currency through aggressive dollar sales. Instead, it has opted for a more structural intervention, one that seeks to place a durable floor under the rupee by reshaping the behaviour…
The architecture of global banking is undergoing a structural transformation, one that is increasingly shaped not by market fundamentals alone but by the shifting contours of geopolitics. The Bank for International Settlements (BIS), in its working paper “Global Banking and Geopolitics Through Time,” presents a data-driven examination of how political alignments and strategic rivalries are…
India’s reinsurance landscape has entered a new phase with the formal launch of Allianz Jio Reinsurance, marking a strategic convergence of global underwriting depth and domestic financial scale. The joint venture between Allianz Group and Jio Financial Services commenced operations on 26 March, following regulatory approval from Insurance Regulatory and Development Authority of India. Sonia…
DBS Bank has appointed Prakash Jaiswal as Managing Director and India Head of SME Banking, effective March 2026. Based in Mumbai, he will lead the bank’s strategy to expand and deepen its small and medium enterprise (SME) franchise in one of its key growth markets. In this role, He will be responsible for driving business…
India’s banking system is not in distress. Balance sheets are stronger, bad loans have declined, and credit demand remains robust. Yet, beneath this stability, something is quietly out of sync. For the first time in over two decades, banks are lending faster than deposits are growing. By December 2025, the credit-deposit ratio had risen to…
The rapid integration of artificial intelligence across financial services has moved the industry beyond experimentation into scaled deployment. From credit underwriting and fraud detection to customer servicing and algorithmic trading, AI is now embedded in core decision-making systems. This shift has elevated not only efficiency and innovation, but also systemic risk. Against this backdrop, the…
In a strategic move underscoring the growing importance of cybersecurity in financial services, Tata AIG has appointed Amit Bhargava as its Chief Information Security Officer (CISO). The appointment reflects the insurer’s continued focus on strengthening cyber resilience, enhancing risk management frameworks, and securing its digital transformation journey. Amit Bhargava brings with him extensive experience in…
Citi India has announced the appointment of Arunabh Singh as its Chief Compliance Officer (CCO), reinforcing its focus on strengthening governance, regulatory alignment and enterprise-wide compliance frameworks in one of its key growth markets. In his new role, He will oversee the design, implementation and management of Citi’s Compliance Program across all its legal entities…
India is witnessing a rapid expansion in data centre capacity, driven by hyperscale demand, digital consumption growth and policy support for data localisation. Global technology firms, cloud providers and domestic conglomerates are committing billions of dollars to build large-scale server infrastructure across cities such as Mumbai, Chennai, Hyderabad and Noida. This surge is often framed…
India’s microfinance sector is entering a structurally important transition phase, one that reflects a shift from acute asset quality deterioration (credit risk) to a more complex challenge of credit flow compression (liquidity impact). The latest Microfinance Pulse Report (March 2026) provides clear evidence that while the worst of the credit stress may be moderating, its…
