Artificial intelligence has moved faster into boardrooms than most previous technologies. In a matter of months, AI systems have been embedded into customer service, credit assessment, fraud detection, HR screening, software development and strategic analysis. For many organisations, the narrative is one of rapid adoption and visible productivity gains. Yet beneath this enthusiasm sits a…
Cybersecurity has long been treated as a technical discipline, often siloed within IT teams and measured by compliance metrics, incident response times, or the number of vulnerabilities patched. But the reality is changing cyber risk is no longer an operational footnote it is a core dimension of business strategy. Today, boards are less interested in…
As India’s banking and non-banking system enters 2026, headline metrics suggest robustness. Yet the Reserve Bank of India’s latest “Report on Trend and Progress of Banking in India 2024-25” reads less like a performance review and more like a strategic risk playbook for corporate treasuries and BFSI leadership. Growth, digitisation and financial inclusion are reframed…
Liquidity risk has re-emerged as the defining challenge for corporate treasurers worldwide. In global surveys, it consistently ranks as the No. 1 concern, ahead of FX volatility, cyber incidents and counterparty risk. Elevated interest rates have sharpened the cost of holding excess cash, while vulnerabilities in banking systems across the US, Europe and parts of…
The Clearing Corporation of India Limited (CCIL) has announced the appointment of Mr. M. Rajeshwar Rao as Independent Director and Non-Executive Chairman, marking a significant leadership transition at the country’s systemically important financial market infrastructure institution. He succeeds Mr. R. Gandhi, who recently retired as Chairman of CCIL. Mr. Rao brings over four decades of…
Kotak Mahindra Bank has strengthened its senior leadership with the appointment of Anup Kumar Saha as Whole-time Director, subject to regulatory and shareholder approvals. He will initially join as Designate Whole-time Director and become part of the bank’s Senior Management from 12 January 2026. Anup brings over two decades of experience across consumer and retail…
By Amit BaraskarTreasury Head, Thomas Cook India Currency weakness is often dismissed as cyclical noise. But when depreciation becomes persistent, broad-based and regionally uncompetitive, it stops being a market fluctuation and starts resembling a policy signal. The recent slide of the Indian rupee belongs firmly in the latter category. While several foreign banks continue to…
By Anand Iyer Group Chief Technology Officer, ICRA By 2026, the CTO’s mandate will be judged less by the speed of delivery and more by the quality of endurance: how well the enterprise withstands shocks, preserves trust and proves control over increasingly autonomous digital systems. The backdrop is a risk environment where cyber incidents, regulatory…
Artificial intelligence has moved faster into boardrooms than most previous technologies. In a matter of months, AI systems have been embedded into customer service, credit assessment, fraud detection, HR screening, software development and strategic analysis. For many organisations, the narrative is one of rapid adoption and visible productivity gains. Yet beneath this enthusiasm sits a…
The most consequential risk failures rarely stem from ignorance. They arise when leaders believe they are aligned, until a crisis exposes that they were never speaking the same language to begin with. In modern enterprises, risk no longer sits neatly within compliance manuals or technology roadmaps. It lives at the intersection of strategy, reputation, resilience…
By Amit Baraskar Group Treasury Head, Thomas Cook India Periods of global stress have a way of resurrecting unresolved questions. Few have proved as persistent as the debate around the future of the US dollar. Each cycle of volatility renews speculation about whether the world’s dominant reserve currency is approaching a point of inflection. In…
ESAF Small Finance Bank has announced the appointment of Karthikeyan Manickam as its new Chairman, effective January 2. The bank said the appointment is aimed at strengthening board-level governance and strategic oversight at a time when small finance banks are operating under tighter regulatory supervision and rising customer expectations. Manickam is a former Executive Director…
RBL Bank has announced a senior leadership transition, appointing Jaideep Iyer, currently Head of Strategy, as Executive Director for a three-year term effective February 21. In a parallel move, the private sector lender has named Deepak Ruiya as Interim Chief Financial Officer with effect from Tuesday, to serve until a permanent CFO is appointed in…
Cybersecurity has long been treated as a technical discipline, often siloed within IT teams and measured by compliance metrics, incident response times, or the number of vulnerabilities patched. But the reality is changing cyber risk is no longer an operational footnote it is a core dimension of business strategy. Today, boards are less interested in…
