The central bank’s latest reforms are not merely about derivatives, they are about building a deeper, more resilient and globally competitive credit market for the world’s fifth-largest economy. For most market participants, the phrase “credit derivatives” often evokes memories of complex financial products that played a controversial role during the 2008 Global Financial Crisis. Yet…
For years, ransomware was viewed as another cybersecurity threat, an unfortunate but manageable IT incident. That assumption is now dangerously outdated. The recent ransomware attack on Bajaj Auto, one of India’s largest automobile manufacturers, serves as yet another reminder that cybercriminals are no longer targeting just data. They are targeting production lines, research centres, supply…
The Reserve Bank of India’s draft guidance on model risk management marks an important regulatory moment. It recognises a simple but powerful reality: Indian finance is no longer run only by people, policies and systems. Increasingly, it is being shaped by models. These models decide credit pricing, fraud alerts, customer segmentation, collection strategies, liquidity assumptions,…
For decades, energy was largely viewed as a procurement issue. Companies negotiated fuel contracts, managed utility bills and focused on cost optimisation. Few boardrooms regarded energy availability itself as a strategic risk. That assumption no longer holds. A series of geopolitical shocks over the past five years has exposed a reality that many businesses had…
The central bank’s latest reforms are not merely about derivatives, they are about building a deeper, more resilient and globally competitive credit market for the world’s fifth-largest economy. For most market participants, the phrase “credit derivatives” often evokes memories of complex financial products that played a controversial role during the 2008 Global Financial Crisis. Yet…
For years, ransomware was viewed as another cybersecurity threat, an unfortunate but manageable IT incident. That assumption is now dangerously outdated. The recent ransomware attack on Bajaj Auto, one of India’s largest automobile manufacturers, serves as yet another reminder that cybercriminals are no longer targeting just data. They are targeting production lines, research centres, supply…
The Reserve Bank of India’s draft guidance on model risk management marks an important regulatory moment. It recognises a simple but powerful reality: Indian finance is no longer run only by people, policies and systems. Increasingly, it is being shaped by models. These models decide credit pricing, fraud alerts, customer segmentation, collection strategies, liquidity assumptions,…
For decades, energy was largely viewed as a procurement issue. Companies negotiated fuel contracts, managed utility bills and focused on cost optimisation. Few boardrooms regarded energy availability itself as a strategic risk. That assumption no longer holds. A series of geopolitical shocks over the past five years has exposed a reality that many businesses had…
For decades, compliance was largely viewed as a domestic concern. Companies focused on satisfying local regulators, meeting national reporting requirements and managing country-specific legal obligations. That world is rapidly disappearing. Today, a manufacturer in Gujarat exporting to Europe, a technology company serving customers in California, or a pharmaceutical supplier operating across Asia may simultaneously face…
Artificial intelligence has rapidly moved from innovation labs into the core of corporate strategy. Boards are approving AI investments to improve productivity, accelerate decision-making and create new business models. Yet beneath the excitement lies a less discussed challenge that is increasingly attracting the attention of policymakers, energy regulators and risk professionals worldwide: AI’s growing appetite…
For decades, treasury departments have focused primarily on managing internal liquidity. Cash forecasting, working capital optimisation, debt management and liquidity buffers have long been considered the core pillars of treasury resilience. Yet recent global disruptions have exposed a growing blind spot: the financial health of suppliers. A company may have a strong balance sheet, ample…
The future of motor insurance is being rewritten at the intersection of mobility, artificial intelligence, climate volatility and changing customer expectations. The traditional model of insuring a vehicle is gradually giving way to a far more sophisticated responsibility: understanding human behaviour, predicting emerging risks and creating a resilient mobility ecosystem. Few leaders have witnessed this…
For almost four decades, corporate treasury teams across the world operated with a degree of confidence that interest rates, while cyclical, broadly followed a predictable economic playbook. The post-1980s era of globalisation, central bank credibility and relatively stable inflation created an environment where treasury decisions around borrowing, debt maturity and liquidity could be made with…
For decades, manufacturers measured their greatest vulnerabilities in terms of supply chain disruptions, machinery failures and fluctuations in raw material prices. Today, however, an invisible threat has joined that list: cyber attacks capable of bringing entire production lines to a standstill within minutes. The modern factory has become one of the most attractive targets for…
