For generations of investors, the Price-to-Earnings (P/E) ratio has been treated as one of finance’s most fundamental metrics. A simple equation dividing a company’s market value by its earnings, the ratio is often presented as an objective measure of valuation. Yet the history of financial markets suggests a more complicated reality. P/E ratios rarely reflect…
Banks have traditionally treated trust as an outcome. The Digital Threat Report 2025–26 suggests it should now be treated as an asset class. Released jointly by the Ministry of Electronics and Information Technology (MeitY), CERT-In, CSIRT-Fin, and cybersecurity firm SISA, the second edition of the report arrives at a pivotal moment for India’s Banking, Financial…
For much of the past three years, the global economy has been shaped by a single recurring theme: uncertainty. From the Russia-Ukraine conflict and disruptions in the Red Sea to renewed tensions in West Asia, geopolitical developments have repeatedly tested the resilience of national economies. Global trade growth has moderated, supply chains remain vulnerable to…
Artificial intelligence has rapidly moved from experimentation to execution. Across industries, organizations are embedding AI into customer service, fraud detection, underwriting, supply-chain planning, document processing, compliance monitoring, analytics, and internal decision-making. As adoption accelerates, discussions around AI risk have largely focused on visible concerns such as cybersecurity, privacy, bias, hallucinations, regulatory compliance, and ethical governance….
For much of modern banking history, commercial relationships were largely defined by one question: How much capital does a business require? That question is rapidly becoming obsolete. Today’s enterprises operate in an environment shaped by supply-chain disruptions, geopolitical uncertainty, digital transformation, cyber threats, sustainability expectations and increasingly complex regulatory frameworks. Access to finance remains important, but…
For generations of investors, the Price-to-Earnings (P/E) ratio has been treated as one of finance’s most fundamental metrics. A simple equation dividing a company’s market value by its earnings, the ratio is often presented as an objective measure of valuation. Yet the history of financial markets suggests a more complicated reality. P/E ratios rarely reflect…
Technology continues to evolve at breathtaking speed. Artificial intelligence is transforming cyber defence while simultaneously equipping attackers with more sophisticated capabilities. Regulatory expectations are rising, digital ecosystems are expanding, and organisations are becoming more interconnected than ever before. Yet despite billions invested in cybersecurity technologies, many successful attacks still begin with something remarkably ordinary: a…
Banks have traditionally treated trust as an outcome. The Digital Threat Report 2025–26 suggests it should now be treated as an asset class. Released jointly by the Ministry of Electronics and Information Technology (MeitY), CERT-In, CSIRT-Fin, and cybersecurity firm SISA, the second edition of the report arrives at a pivotal moment for India’s Banking, Financial…
For much of the past three years, the global economy has been shaped by a single recurring theme: uncertainty. From the Russia-Ukraine conflict and disruptions in the Red Sea to renewed tensions in West Asia, geopolitical developments have repeatedly tested the resilience of national economies. Global trade growth has moderated, supply chains remain vulnerable to…
For years, cybersecurity was largely viewed as the responsibility of the IT department, a technical discipline measured by firewalls, antivirus software and compliance checklists. That era is over. As businesses embrace cloud computing, artificial intelligence, open APIs and digital ecosystems, cyber risk has quietly evolved into one of the most significant enterprise risks facing organisations…
Artificial intelligence has rapidly moved from experimentation to execution. Across industries, organizations are embedding AI into customer service, fraud detection, underwriting, supply-chain planning, document processing, compliance monitoring, analytics, and internal decision-making. As adoption accelerates, discussions around AI risk have largely focused on visible concerns such as cybersecurity, privacy, bias, hallucinations, regulatory compliance, and ethical governance….
India’s financial system enters the second half of 2026 from a position of considerable strength. The latest Financial Stability Report (FSR) released by the Reserve Bank of India presents a reassuring picture of a banking sector that is well-capitalised, profitable and resilient, supported by healthy corporate balance sheets, improving asset quality, and robust financial buffers….
The central bank’s latest reforms are not merely about derivatives, they are about building a deeper, more resilient and globally competitive credit market for the world’s fifth-largest economy. For most market participants, the phrase “credit derivatives” often evokes memories of complex financial products that played a controversial role during the 2008 Global Financial Crisis. Yet…
For years, ransomware was viewed as another cybersecurity threat, an unfortunate but manageable IT incident. That assumption is now dangerously outdated. The recent ransomware attack on Bajaj Auto, one of India’s largest automobile manufacturers, serves as yet another reminder that cybercriminals are no longer targeting just data. They are targeting production lines, research centres, supply…
