The Resilience Mandate: Ratan Jyoti on Cyber Risk, AI Threats and the Future of Banking Security

As India’s banking ecosystem accelerates towards a deeply digital future, cybersecurity is rapidly evolving from a technology function into a boardroom-level resilience imperative.  In the first part of this exclusive CXO Dialogue interview with Risk Awareness, Ratan Jyoti, Chief Information Security Officer, Head of Technology Risk Management, and Data Protection of Ujjivan Small Finance Bank…

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Beyond Protection: Building a Risk-Intelligent Treasury

A CXO Dialogue with Aniruddha Gadre, Global Head -Treasury and Insurance, Tech Mahindra Limited As risks become more interconnected and less predictable, treasury functions are being pushed beyond traditional boundaries of protection and compliance. From insurance strategy to capital allocation and technology-led transformation, the shift is now towards building intelligence-led, forward-looking frameworks. In the second…

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Risk Never Disappears. It Only Changes Form.

In an environment where insurance is being reshaped by digital scale, artificial intelligence and rising cyber threats, risk leadership has become central to institutional credibility. In this exclusive conversation with K V Dipu, Senior President, Bajaj General Insurance, reflects on nearly three decades of leadership across cards, finance and insurance and outlines how his philosophy…

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Consolidation, Competition and the Future of PSU General Insurance

Dr. Ravi Seshadri on what a three-way merger could mean for India’s insurance ecosystem Interview conducted by Prashant Laxmeshwar for RiskAwareness.in As India’s general insurance sector prepares for a potentially transformative consolidation, the proposed merger of Oriental Insurance Company, National Insurance Company and United India Insurance has triggered intense debate across boardrooms, regulator corridors and…

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Insurance Sector on the Brink of Transformation: Expert Takeaways from Dr. Ravi Seshadri as the Winter Session Begins

India’s insurance sector is preparing for a potentially defining moment as the Government moves to introduce the Insurance Laws (Amendment) Bill, 2025 in the Winter Session starting today. The proposed reforms include a landmark increase in the foreign direct investment (FDI) limit from 74 percent to 100 percent, reduced capital requirements, and the introduction of…

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Turning Compliance Into a Competitive Advantage in a Volatile World

In Conversation with Mr. Shanmugavel P., CEO of NCS SoftSolutions As enterprises navigate increasingly complex risk environments, the demand for agile, scalable and technology-driven audit solutions has never been greater. For over two decades, NCS SoftSolutions has been at the forefront of enabling organizations to strengthen their risk and compliance frameworks. Its flagship product, eTHIC,…

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