India Inc is entering a phase in which the demands placed on leadership have changed faster than the leaders themselves. The pace of technological interdependence, regulatory tightening, financial volatility and operational fragility has accelerated to the point where risk preparedness is no longer a matter of good governance. It is a prerequisite for survival. The…
India’s accelerating digital adoption has brought with it an increasingly complex risk landscape, but one of the most revealing developments of recent months has not been a new strain of malware or a breakthrough in cyber-attack technology. It has been the surge in virtual arrest and impersonation scams, operations that rely less on sophisticated technical…
Space-based data centres, once a speculative concept, are now advancing toward operational experimentation. As artificial intelligence systems, financial networks, health-data architectures and national security platforms accelerate their demand for compute power, terrestrial infrastructure is nearing its limits. Global attention is shifting upward toward orbit, where a new class of resilient and energy-efficient compute environments is…
For all the investment now channeled into cyber-defence strategies like next-generation firewalls, cloud security stacks, endpoint monitoring, artificial intelligence filters, the real battleground for India’s cybersecurity lies elsewhere. It sits not in server rooms or data centres, but in everyday human behaviour. This was the understated, yet urgent point made in Dr. Alby John Varghese’s,…
India’s derivatives market has long been among the most active in the world. Over the past two years, however, the landscape has undergone rapid and consequential change. Record retail participation, a string of regulatory interventions, high-profile market-manipulation probes and an expanding interest-rate–derivatives ecosystem have together forced exchanges, clearinghouses and regulators to rethink market design, risk…
In the story of India’s global fintech rise, few moments capture its transformative potential better than the recent linkage between India’s Unified Payments Interface (UPI) and Bahrain’s Fawri+ system. What began as a domestic innovation for instant retail payments has now evolved into an international bridge for real-time, low-cost cross-border transactions rewriting the rules of…
In boardrooms across industries, artificial intelligence has become the new gospel. CEOs talk of “AI-first strategies” and investors reward companies that can sprinkle machine learning into their presentations. The rush to integrate AI into core business functions – finance, HR, logistics, compliance, risk – feels almost inevitable. Yet in this headlong sprint to automate and…
For decades, India’s banking sector especially public sector banks (PSBs) was seen through the lens of bad loans, capital erosion and recurring bailouts. Today, that narrative is changing. The sector has moved from crisis management to confidence building. What we are witnessing is not just financial recovery but the rise of Banking Reforms 2.0, where…
For decades, risk management in banking focused narrowly on measurable exposures credit defaults, liquidity buffers and capital adequacy. This traditional framework worked in an era when risks evolved slowly and were largely internal. But the new financial reality is non-linear. Today, a cyberattack on a fintech partner can cripple payment systems across states; a sanction…
The Federal Reserve lowered its policy rate by another 25 basis points on 29 October 2025 the second reduction inside two months taking the federal-funds target to 3.75%-4.00%. What might once have been a routine shift in monetary posture is now a more complicated signal: the world’s largest economy is moving from aggressive inflation control…
