For all the investment now channeled into cyber-defence strategies like next-generation firewalls, cloud security stacks, endpoint monitoring, artificial intelligence filters, the real battleground for India’s cybersecurity lies elsewhere. It sits not in server rooms or data centres, but in everyday human behaviour. This was the understated, yet urgent point made in Dr. Alby John Varghese’s,…
India’s derivatives market has long been among the most active in the world. Over the past two years, however, the landscape has undergone rapid and consequential change. Record retail participation, a string of regulatory interventions, high-profile market-manipulation probes and an expanding interest-rate–derivatives ecosystem have together forced exchanges, clearinghouses and regulators to rethink market design, risk…
In the story of India’s global fintech rise, few moments capture its transformative potential better than the recent linkage between India’s Unified Payments Interface (UPI) and Bahrain’s Fawri+ system. What began as a domestic innovation for instant retail payments has now evolved into an international bridge for real-time, low-cost cross-border transactions rewriting the rules of…
In boardrooms across industries, artificial intelligence has become the new gospel. CEOs talk of “AI-first strategies” and investors reward companies that can sprinkle machine learning into their presentations. The rush to integrate AI into core business functions – finance, HR, logistics, compliance, risk – feels almost inevitable. Yet in this headlong sprint to automate and…
For decades, India’s banking sector especially public sector banks (PSBs) was seen through the lens of bad loans, capital erosion and recurring bailouts. Today, that narrative is changing. The sector has moved from crisis management to confidence building. What we are witnessing is not just financial recovery but the rise of Banking Reforms 2.0, where…
For decades, risk management in banking focused narrowly on measurable exposures credit defaults, liquidity buffers and capital adequacy. This traditional framework worked in an era when risks evolved slowly and were largely internal. But the new financial reality is non-linear. Today, a cyberattack on a fintech partner can cripple payment systems across states; a sanction…
The Federal Reserve lowered its policy rate by another 25 basis points on 29 October 2025 the second reduction inside two months taking the federal-funds target to 3.75%-4.00%. What might once have been a routine shift in monetary posture is now a more complicated signal: the world’s largest economy is moving from aggressive inflation control…
For decades, the role of the Chief Information Security Officer (CISO) was defined by defence – building fortresses, configuring firewalls, patching systems and keeping the bad actors out. It was an engineering problem at heart, measured by uptime, breach count and compliance checklists. But in today’s hyper-connected enterprise, the perimeter has dissolved, data moves faster…
For most of the last century, logistics was seen as an operational science about efficiency, speed and scale. The challenge was linear: move goods faster, cheaper and farther. But the 21st-century reality is anything but linear. Today’s logistics leaders operate in a world best described by four letters that have redefined global commerce – VUCA:…
In boardrooms, control rooms and compliance cells across India’s banking and financial sector, “vigilance” has long been synonymous with oversight- audits, checks, and disciplinary frameworks. Yet, as institutions grapple with rising fraud sophistication, cyber manipulation and decision bias under pressure, a quiet realization is emerging: the future of vigilance lies as much in mindfulness as…
