For much of the past decade, operational resilience was treated as an insurance policy: costly, necessary, and largely invisible when things went right. Today, that framing is no longer sufficient. In an era marked by supply-chain fragmentation, cyber disruptions, climate volatility and abrupt shifts in capital flows, resilience has emerged as a source of competitive…
For years, cybersecurity was treated as a technical function: delegated to the CISO, discussed in IT sub-committees and reviewed primarily through the lens of compliance. That era is decisively over. In today’s environment of AI-enabled threats, geopolitical cyber spillovers and digitally intertwined supply chains, cyber resilience has become a CEO-level metric, one that increasingly defines…
Artificial intelligence has moved faster into boardrooms than most previous technologies. In a matter of months, AI systems have been embedded into customer service, credit assessment, fraud detection, HR screening, software development and strategic analysis. For many organisations, the narrative is one of rapid adoption and visible productivity gains. Yet beneath this enthusiasm sits a…
Cybersecurity has long been treated as a technical discipline, often siloed within IT teams and measured by compliance metrics, incident response times, or the number of vulnerabilities patched. But the reality is changing cyber risk is no longer an operational footnote it is a core dimension of business strategy. Today, boards are less interested in…
Corporate fraud in 2025 did not merely “move online”. It learned to operate like a digital business process. Fraud schemes increasingly mirrored legitimate workflows, exploiting payment rails, identity systems and insider access with a precision that traditional controls were never designed to detect. What emerged was a new doctrine of misconduct: faster execution, lower visibility…
The Federal Reserve lowered its policy rate by another 25 basis points on 29 October 2025 the second reduction inside two months taking the federal-funds target to 3.75%-4.00%. What might once have been a routine shift in monetary posture is now a more complicated signal: the world’s largest economy is moving from aggressive inflation control…
On October 9, 2025, Mr. Shirish Chandra Murmu formally assumed office as the Deputy Governor of the Reserve Bank of India (RBI), taking over from Mr. M. Rajeshwar Rao., Mr. Murmu’s appointment comes at a pivotal time for India’s financial sector, where rapid technological innovation, evolving market dynamics and global economic uncertainties require steady leadership….
In today’s hyperconnected economy, cybersecurity has evolved from a purely technical function into a strategic business imperative. India’s banking, financial services, insurance (BFSI), and corporate sectors are custodians of vast financial assets and sensitive personal and corporate data. A breach in these sectors is no longer merely an IT failure, it can trigger financial loss,…
Until recently, sustainability was rarely a factor in deciding whether a micro or small business in India could get a loan. That’s changing fast. What was once seen as a “big business issue” is now deeply embedded in how credit decisions are being made for India’s 6.3 crore+ MSMEs. Environmental, Social and Governance (ESG) risks…
