As the digital landscape continues to evolve, so too do the risks. According to IBM’s just-released Cost of a Data Breach Report 2025, the global average cost of a data breach has reached an all-time high of $4.59 million, a 1.6% increase from last year, and a staggering 15.3% jump compared to 2020. The data,…
In today’s interconnected world, cybersecurity has become an essential aspect of business operations, irrespective of the organisation’s size. Small and Medium Enterprises (SMEs) in India are increasingly embracing digital transformation to enhance productivity and efficiency. However, this digital landscape also exposes them to various cyber threats. As SMEs adopt digital technologies and leverage the power…
A rise in grocery prices might be the most visible way climate change touches everyday life, but for India’s 6.3 crore micro, small, and medium enterprises (MSMEs), the threat runs far deeper. From factory floors in Faridabad to garment hubs in Tiruppur, climate volatility is becoming an existential business risk one that’s not only reshaping…
As India races towards becoming a $5 trillion economy, one crucial system is quietly doing the heavy lifting beneath the surface of every loan sanctioned, wallet topped up, or MSME financed: Credit Risk Systems (CRS). Once buried deep in compliance departments, CRS platforms have become the central nervous system of India’s lending ecosystem. Between 2025…
In India’s fast-evolving digital economy, where financial services are increasingly delivered through apps, APIs and cloud-based platforms, the notion of trust is being rewritten. Once a function of brand equity or legacy, trust is now a matter of security architecture. And the Reserve Bank of India (RBI) is making that abundantly clear. In 2024, the…
Indian cities face a defining crossroads: invest now in resilient, low-carbon infrastructure or risk spiraling losses from climate shocks. According to a major new World Bank report, India must direct over $2.4 trillion more than ₹200 lakh crore into climate-ready urban infrastructure by 2050 to safeguard its rapidly growing cities. The report, “Towards Resilient and Prosperous Cities…
Trend Micro’s newly released “2025 Cyber-Risk Report” paints stark picture of India’s threat landscape. Leveraging telemetry from 850,000 sensors and three trillion daily threat queries, the study finds that India has vaulted into the world’s top three targets across every major attack vector, with adversaries weaponizing generative-AI to automate phishing, create deep-fakes and mutate malware…
In a move to enhance consumer safeguards and curb potential abuses in online banking, the Reserve Bank of India (RBI) has introduced draft guidelines that prohibit banks from displaying third-party products on their digital platforms while mandating explicit customer approval and robust risk assessments. Unveiled on July 22, 2025, as part of the “Digital Banking…
In a move aimed at curbing identity fraud and enhancing security in Aadhaar-based banking transactions, the Reserve Bank of India (RBI) has introduced a fresh compliance framework for Aadhaar Enabled Payment System (AePS) operators. The new norms, issued via circular on 27 June 2025, will come into effect from 1 January 2026. Under the new…
India’s cybersecurity establishment is entering a new phase of urgency, as AI-fueled cyber threats escalate in volume and complexity. A recent Rapid7 panel featuring top CISOs from sectors like finance, telecom and public infrastructure revealed growing concerns around deepfakes, autonomous malware and adversarial AI, which are quickly outpacing traditional defence systems. Executives from Indian organizations…
