February 7, 2026
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IRDAI

Consolidation, Competition and the Future of PSU General Insurance

admin09 mins

Dr. Ravi Seshadri on what a three-way merger could mean for India’s insurance ecosystem Interview conducted by Prashant Laxmeshwar for RiskAwareness.in As India’s general insurance sector prepares for a potentially transformative consolidation, the proposed merger of Oriental Insurance Company, National Insurance Company and United India Insurance has triggered intense debate across boardrooms, regulator corridors and…

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Indian Reinsurance: A Market Caught Between Rising Risks and Structural Opportunity

admin06 mins

The Indian reinsurance market is entering a moment that feels both precarious and promising. It sits at the intersection of rapidly rising exposures, evolving regulation and a deepening demand for protection across sectors that are expanding faster than the risk-transfer capacity designed to support them. The characteristics that make the Indian economy a global outlier…

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