Liquidity risk has re-emerged as the defining challenge for corporate treasurers worldwide. In global surveys, it consistently ranks as the No. 1 concern, ahead of FX volatility, cyber incidents and counterparty risk. Elevated interest rates have sharpened the cost of holding excess cash, while vulnerabilities in banking systems across the US, Europe and parts of…
As enterprises accelerate the adoption of agentic AI and cloud-native architectures, Palo Alto Networks and Google Cloud have announced a major expansion of their long-standing strategic partnership, aimed at embedding security across the full lifecycle of AI development and deployment. The collaboration seeks to address a growing trust deficit in enterprise AI by combining Google…
India’s financial architecture has periodically undergone step-change reforms that quietly but fundamentally altered economic participation. Bank nationalisation expanded credit access. Dematerialisation modernised capital markets. UPI democratised payments at an unprecedented scale. The growing conversation around asset tokenisation suggests the next frontier may lie not in how Indians transact, but in how they own, invest and…
For much of the decade following the global financial crisis, currency volatility was treated as a manageable background risk rather than a board-level concern. Central banks smoothed extremes, interest rates stayed near historic lows and treasury teams optimised around efficiency rather than resilience. That era has decisively ended. Since 2022, global treasurers have been forced…
Corporate fraud in 2025 did not merely “move online”. It learned to operate like a digital business process. Fraud schemes increasingly mirrored legitimate workflows, exploiting payment rails, identity systems and insider access with a precision that traditional controls were never designed to detect. What emerged was a new doctrine of misconduct: faster execution, lower visibility…
Dr. Ravi Seshadri on what a three-way merger could mean for India’s insurance ecosystem Interview conducted by Prashant Laxmeshwar for RiskAwareness.in As India’s general insurance sector prepares for a potentially transformative consolidation, the proposed merger of Oriental Insurance Company, National Insurance Company and United India Insurance has triggered intense debate across boardrooms, regulator corridors and…
State Bank of India has appointed Ravi Ranjan as its new Managing Director with effect from December 15, 2025, following a notification issued by the Department of Financial Services, Ministry of Finance, under the provisions of the State Bank of India Act, 1955. He assumed charge on the same day and will continue in the…
As 2025 draws to a close, it leaves behind a year that reshaped how Indian enterprises understand vulnerability, resilience and strategic preparedness. This was the year when risk ceased to be a category and became a continuum. Corporate India confronted a series of shocks that were not extraordinary in isolation, but deeply consequential because of…
Airpay Payment Services has secured authorisation from the Reserve Bank of India to function as a cross-border payment aggregator, completing its approvals under the central bank’s unified payment aggregator regime. With permissions now covering online (PA-O), offline (PA-P) and cross-border (PA-CB) categories, the Mumbai-headquartered firm enters a select group of payment players offering full-spectrum aggregation…
For much of corporate history, liquidity risk was understood in traditional financial terms. It reflected access to funding, exposure to market volatility or the ability to roll over debt in stressed conditions. Treasury operations, while important, were rarely viewed as sources of systemic fragility. That assumption no longer holds. The shift to real-time payments, digitised…
