SMFG India Credit Co. Ltd. (SMICC), one of India’s leading non-banking financial companies (NBFCs) with an asset under management (AUM) exceeding ₹60,000 crore and a customer base of over three million, has appointed Ravi Narayanan as its Chief Executive Officer, effective August 28, 2025. Narayanan, a seasoned banker with over three decades of experience, has…
It’s 6:30 a.m. on a construction site in India. As workers gear up for another day of building a metro corridor, a live dashboard in the command centre hundreds of kilometres away is already flashing updates, equipment usage, workforce attendance, material deliveries and weather alerts. On paper, this looks like seamless efficiency. But behind the…
India’s economic transformation has been one of the most remarkable stories of the last decade. Millions of micro, small, and medium enterprises (MSMEs) have emerged as the lifeblood of local economies, while a fast-growing digital ecosystem, supported by massive data centres, powers the nation’s AI ambitions, cloud computing, e-commerce and global IT exports. But this…
An Interview with Vivek Sethia, Founder & President, Insursa Inc. In an era where technology is rewriting the rules of engagement across industries, insurance remains one of the most complex and ripe sectors for disruption. At the forefront of this transformation is Insursa Inc., an AI-first insurtech firm built with a singular focus on making…
As the digital landscape continues to evolve, so too do the risks. According to IBM’s just-released Cost of a Data Breach Report 2025, the global average cost of a data breach has reached an all-time high of $4.59 million, a 1.6% increase from last year, and a staggering 15.3% jump compared to 2020. The data,…
In today’s interconnected world, cybersecurity has become an essential aspect of business operations, irrespective of the organisation’s size. Small and Medium Enterprises (SMEs) in India are increasingly embracing digital transformation to enhance productivity and efficiency. However, this digital landscape also exposes them to various cyber threats. As SMEs adopt digital technologies and leverage the power…
A rise in grocery prices might be the most visible way climate change touches everyday life, but for India’s 6.3 crore micro, small, and medium enterprises (MSMEs), the threat runs far deeper. From factory floors in Faridabad to garment hubs in Tiruppur, climate volatility is becoming an existential business risk one that’s not only reshaping…
As India races towards becoming a $5 trillion economy, one crucial system is quietly doing the heavy lifting beneath the surface of every loan sanctioned, wallet topped up, or MSME financed: Credit Risk Systems (CRS). Once buried deep in compliance departments, CRS platforms have become the central nervous system of India’s lending ecosystem. Between 2025…
In India’s fast-evolving digital economy, where financial services are increasingly delivered through apps, APIs and cloud-based platforms, the notion of trust is being rewritten. Once a function of brand equity or legacy, trust is now a matter of security architecture. And the Reserve Bank of India (RBI) is making that abundantly clear. In 2024, the…
Indian cities face a defining crossroads: invest now in resilient, low-carbon infrastructure or risk spiraling losses from climate shocks. According to a major new World Bank report, India must direct over $2.4 trillion more than ₹200 lakh crore into climate-ready urban infrastructure by 2050 to safeguard its rapidly growing cities. The report, “Towards Resilient and Prosperous Cities…
