For decades, risk management in banking focused narrowly on measurable exposures credit defaults, liquidity buffers and capital adequacy. This traditional framework worked in an era when risks evolved slowly and were largely internal. But the new financial reality is non-linear. Today, a cyberattack on a fintech partner can cripple payment systems across states; a sanction…
The Federal Reserve lowered its policy rate by another 25 basis points on 29 October 2025 the second reduction inside two months taking the federal-funds target to 3.75%-4.00%. What might once have been a routine shift in monetary posture is now a more complicated signal: the world’s largest economy is moving from aggressive inflation control…
For decades, the role of the Chief Information Security Officer (CISO) was defined by defence – building fortresses, configuring firewalls, patching systems and keeping the bad actors out. It was an engineering problem at heart, measured by uptime, breach count and compliance checklists. But in today’s hyper-connected enterprise, the perimeter has dissolved, data moves faster…
For most of the last century, logistics was seen as an operational science about efficiency, speed and scale. The challenge was linear: move goods faster, cheaper and farther. But the 21st-century reality is anything but linear. Today’s logistics leaders operate in a world best described by four letters that have redefined global commerce – VUCA:…
In boardrooms, control rooms and compliance cells across India’s banking and financial sector, “vigilance” has long been synonymous with oversight- audits, checks, and disciplinary frameworks. Yet, as institutions grapple with rising fraud sophistication, cyber manipulation and decision bias under pressure, a quiet realization is emerging: the future of vigilance lies as much in mindfulness as…
When a regulator becomes the subject of regulatory action, it sends ripples far beyond the corridors of power. The Securities and Exchange Board of India’s (SEBI) recent order directing Central Electricity Regulatory Commission (CERC) officials and associated persons to disgorge ₹1.73 billion after interim findings of insider trading linked to the Indian Energy Exchange (IEX)…
The Reserve Bank of India’s Payment Systems Report for the half-year ended June 2025 marks a critical milestone in India’s decade-long journey toward a cash-lite economy. The document not only quantifies the rapid digitisation of payments but also underlines the institutional maturity of India’s payment governance a framework that now rivals global benchmarks in scale,…
In an evolving financial ecosystem, regulatory intent often serves as a barometer of future market resilience. The Securities and Exchange Board of India’s (SEBI) latest announcement to boost institutional participation in the country’s commodity and derivatives markets— signals not just market expansion, but a structural recalibration of India’s financial depth. The inclusion of banks, pension…
As India moves closer to implementing the final set of Digital Personal Data Protection (DPDP) Rules, a silent but decisive shift is underway in corporate boardrooms. While compliance and IT leaders have long been associated with data protection responsibilities, Chief Financial Officers (CFOs) are increasingly stepping up to shape enterprise strategy in this new regulatory…
There’s something quietly momentous about what’s happening in India’s banking sector right now. Two deals – Emirates NBD’s planned US$3 billion acquisition of a majority stake in RBL Bank and Sumitomo Mitsui Banking Corporation’s deepening partnership with Yes Bank – may seem like isolated capital transactions at first glance. But seen together, and against the…
