The End of Periodic Assurance: Why Continuous Controls Monitoring Is Reshaping Enterprise Risk

For decades, organisations approached controls and compliance through periodic cycles. Quarterly reviews, annual audits and scheduled testing exercises formed the backbone of assurance frameworks across industries. Risks were assessed retrospectively, evidence was gathered manually and control gaps were often identified weeks, sometimes months after operational failures had already emerged. In slower-moving business environments, that model…

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The Resilience Mandate: Ratan Jyoti on Cyber Risk, AI Threats and the Future of Banking Security

As India’s banking ecosystem accelerates towards a deeply digital future, cybersecurity is rapidly evolving from a technology function into a boardroom-level resilience imperative.  In the first part of this exclusive CXO Dialogue interview with Risk Awareness, Ratan Jyoti, Chief Information Security Officer, Head of Technology Risk Management, and Data Protection of Ujjivan Small Finance Bank…

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IndusInd Bank Elevates Ganesh Sankaran and Jagdeep Mallareddy as Executive Director Designates

In a significant leadership development, IndusInd Bank has announced the elevation of Mr. Ganesh Sankaran and Mr. Jagdeep Mallareddy as Additional Directors in the capacity of Executive Directors (Whole-time Directors), strengthening its senior management bench at a time of evolving banking dynamics. Both leaders will serve as Executive Director – Designate effective April 24, 2026,…

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AI in Finance Must Remain Fair, Accountable and Inclusive: RBI Deputy Governor Swaminathan J

Artificial Intelligence is set to fundamentally reshape the financial sector, but its adoption must be guided by strong governance, fairness and accountability, said Swaminathan J, Deputy Governor of the Reserve Bank of India, in a recent address at SASTRA University. Speaking on “AI in Finance: What can change, what must never change,” He framed the…

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The Collapse of Old Leadership: Why Risk Thinking Can No Longer Be Delegated

India Inc is entering a phase in which the demands placed on leadership have changed faster than the leaders themselves. The pace of technological interdependence, regulatory tightening, financial volatility and operational fragility has accelerated to the point where risk preparedness is no longer a matter of good governance. It is a prerequisite for survival. The…

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