October 12, 2025
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financial inclusion

Shri M. Rajeshwar Rao: A Legacy of Strategic Leadership at the Reserve Bank of India

admin07 mins

As Shri M. Rajeshwar Rao concludes his distinguished tenure as Deputy Governor of the Reserve Bank of India (RBI) on October 8, 2025, it is an opportune moment to reflect on his significant contributions to India’s financial landscape. Appointed on October 9, 2020, Shri Rao’s leadership spanned pivotal phases, including the post-pandemic economic recovery and…

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Credit Growth in India: Climbing, But Unevenly

admin06 mins

India’s credit ecosystem is in an expansionary phase, with lending to micro, small and medium enterprises (MSMEs) emerging as a vital growth engine. MSME credit has crossed the ₹40 trillion mark as of March 2025, reflecting an annual growth rate of nearly 20%. Asset quality is improving too, with serious delinquencies at a five-year low…

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