The New Age of Mobility Risk: Jayashree Nair on Why Insurance Must Evolve Beyond the Vehicle

The future of motor insurance is being rewritten at the intersection of mobility, artificial intelligence, climate volatility and changing customer expectations. The traditional model of insuring a vehicle is gradually giving way to a far more sophisticated responsibility: understanding human behaviour, predicting emerging risks and creating a resilient mobility ecosystem. Few leaders have witnessed this…

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RBI Sets Up Q-SAFE Committee to Examine Quantum Risks and Financial-System Preparedness

The Reserve Bank of India (RBI) has constituted an Expert Committee for a Quantum Secure and Adaptive Financial Ecosystem (Q-SAFE) as the central bank begins evaluating the long-term implications of quantum computing on India’s financial infrastructure, cybersecurity frameworks and digital resilience. The move comes amid growing global concern over the potential impact of quantum technologies…

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The CRO Beyond Compliance: Why Risk Literacy Is Becoming Corporate Survival Infrastructure

For years, the role of the Chief Risk Officer was largely associated with financial stability, regulatory oversight and governance discipline. In banks, insurers and financial institutions, the CRO was often viewed as the executive responsible for credit exposure, capital adequacy, market volatility and compliance frameworks. Even outside financial services, risk leadership frequently revolved around audit…

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AI’s Dark Turn: Why Adversarial Intelligence Is Becoming Banking’s Biggest Cyber Risk

Speaking at a press conference following the inauguration of a new State Bank of India office in Pune, Nirmala Sitharaman remarked that “The challenge posed by advanced AI is fundamentally different from what banks have successfully managed so far.” The statement reflects a deeper structural shift underway in global finance. For decades, banks have relied…

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AI in Finance Must Remain Fair, Accountable and Inclusive: RBI Deputy Governor Swaminathan J

Artificial Intelligence is set to fundamentally reshape the financial sector, but its adoption must be guided by strong governance, fairness and accountability, said Swaminathan J, Deputy Governor of the Reserve Bank of India, in a recent address at SASTRA University. Speaking on “AI in Finance: What can change, what must never change,” He framed the…

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Risk Never Disappears. It Only Changes Form.

In an environment where insurance is being reshaped by digital scale, artificial intelligence and rising cyber threats, risk leadership has become central to institutional credibility. In this exclusive conversation with K V Dipu, Senior President, Bajaj General Insurance, reflects on nearly three decades of leadership across cards, finance and insurance and outlines how his philosophy…

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