Shipping, the backbone of global trade, is fast becoming a prime target for cybercriminals. Recent incidents from “man-in-the-middle” frauds and GPS spoofing to ransomware and state-backed interference underscore just how vulnerable this sector has become. For India, with major ports such as Mumbai, Nhava Sheva and Chennai and an expanding fleet of cargo and coastal…
India’s insurance industry is entering a decisive phase as the government prepares to introduce the Insurance Amendment Bill in the upcoming Winter Session of Parliament. The proposed legislation seeks to lift the foreign direct investment (FDI) cap in insurance from 74% to 100%, a move positioned as a pivotal step in strengthening financial services, broadening…
Global markets enter 2025 under an unusually dense set of cross-currents, high policy uncertainty, an escalation of protectionist trade measures, renewed geopolitical shocks and concentrated tech valuations. For India these forces are not abstract: they translate into concrete risks to growth, inflation, external balances, corporate earnings and supply-chain security. The question for policymakers, corporate boards…
India’s credit ecosystem is in an expansionary phase, with lending to micro, small and medium enterprises (MSMEs) emerging as a vital growth engine. MSME credit has crossed the ₹40 trillion mark as of March 2025, reflecting an annual growth rate of nearly 20%. Asset quality is improving too, with serious delinquencies at a five-year low…
In today’s interconnected economy, supply chains no longer move only goods; they move vast amounts of data. A recent global report warns that enterprises are “flying blind” with respect to vendor-related data risks, they often cannot map all their suppliers, let alone understand how sensitive information flows through them. For India, a country positioning itself…
As global attention sharpens on privacy violations and data monetization, telecom operators in India are entering an era of unprecedented regulatory scrutiny. Recent U.S. legal rulings such as the FCC’s $46.9 million fine against Verizon for unauthorized location-tracking data sharing are reshaping what is considered acceptable with customer information. These developments, though occurring abroad, offer…
In today’s hyperconnected economy, cybersecurity has evolved from a purely technical function into a strategic business imperative. India’s banking, financial services, insurance (BFSI), and corporate sectors are custodians of vast financial assets and sensitive personal and corporate data. A breach in these sectors is no longer merely an IT failure, it can trigger financial loss,…
India’s economic transformation has been one of the most remarkable stories of the last decade. Millions of micro, small, and medium enterprises (MSMEs) have emerged as the lifeblood of local economies, while a fast-growing digital ecosystem, supported by massive data centres, powers the nation’s AI ambitions, cloud computing, e-commerce and global IT exports. But this…
A rise in grocery prices might be the most visible way climate change touches everyday life, but for India’s 6.3 crore micro, small, and medium enterprises (MSMEs), the threat runs far deeper. From factory floors in Faridabad to garment hubs in Tiruppur, climate volatility is becoming an existential business risk one that’s not only reshaping…
As India races towards becoming a $5 trillion economy, one crucial system is quietly doing the heavy lifting beneath the surface of every loan sanctioned, wallet topped up, or MSME financed: Credit Risk Systems (CRS). Once buried deep in compliance departments, CRS platforms have become the central nervous system of India’s lending ecosystem. Between 2025…
