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Why Banking Risk Demands a 360° Lens, From Credit to Cyber, Climate and Geopolitics

For decades, risk management in banking focused narrowly on measurable exposures credit defaults, liquidity buffers and capital adequacy. This traditional framework worked in an era when risks evolved slowly and were largely internal. But the new financial reality is non-linear. Today, a cyberattack on a fintech partner can cripple payment systems across states; a sanction…

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Cipla Lines Up Achin Gupta as Next MD & Global CEO, Effective April 2026

India-based pharmaceutical major Cipla has revealed that its Chief Operating Officer, Achin Gupta, is set to become Managing Director and Global Chief Executive Officer from April 1, 2026. This transition, subject to shareholder ratification, is part of a structured succession plan approved by the board. He will serve as CEO-designate beginning January 1, 2026.  The…

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When the Fed Cuts Rates, It Cuts Deeper into Global Risk: What It Means for India’s Economy

The Federal Reserve lowered its policy rate by another 25 basis points on 29 October 2025 the second reduction inside two months taking the federal-funds target to 3.75%-4.00%. What might once have been a routine shift in monetary posture is now a more complicated signal: the world’s largest economy is moving from aggressive inflation control…

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From Firewalls to Trust Walls: The New Mandate for CISOs

For decades, the role of the Chief Information Security Officer (CISO) was defined by defence – building fortresses, configuring firewalls, patching systems and keeping the bad actors out. It was an engineering problem at heart, measured by uptime, breach count and compliance checklists. But in today’s hyper-connected enterprise, the perimeter has dissolved, data moves faster…

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Cognitive Vigilance: Training the Mind for Ethical Decision-Making

In boardrooms, control rooms and compliance cells across India’s banking and financial sector, “vigilance” has long been synonymous with oversight- audits, checks, and disciplinary frameworks. Yet, as institutions grapple with rising fraud sophistication, cyber manipulation and decision bias under pressure, a quiet realization is emerging: the future of vigilance lies as much in mindfulness as…

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SBI and BoB to Lead India’s Digital Payments Intelligence Corporation to Combat Fraud

In a decisive move to fortify India’s rapidly growing digital payments ecosystem, the State Bank of India (SBI) and Bank of Baroda (BoB) are set to lead the creation of a new, technology-driven intelligence entity the Indian Digital Payments Intelligence Corporation (IDPIC). Conceived under the guidance of the Reserve Bank of India (RBI), the initiative…

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TransBnk Appoints Former Deutsche Bank Executive Amar Bhartia as Global Product Head

TransBnk, India’s leading next-generation transaction bank infrastructure platform, is pleased to announce the appointment of Amar Bhartia as Global Product Head, effective immediately. In this role, Amar will lead TransBnk’s global product organisation and accelerate the firm’s roadmap of transaction-banking, treasury and API-platform capabilities. Amar joins TransBnk from Deutsche Bank, where he served as Vice…

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