In today’s interconnected world, cybersecurity has become an essential aspect of business operations, irrespective of the organisation’s size. Small and Medium Enterprises (SMEs) in India are increasingly embracing digital transformation to enhance productivity and efficiency. However, this digital landscape also exposes them to various cyber threats. As SMEs adopt digital technologies and leverage the power…
In a compelling address at the College of Agricultural Banking (CAB) in Pune, Reserve Bank of India (RBI) Deputy Governor Shri Swaminathan J urged directors of Urban Cooperative Banks (UCBs) to prioritize robust governance, effective risk management, and responsible technology adoption to safeguard depositor trust and ensure long-term resilience. Delivered on July 11, 2025, during…
Until recently, sustainability was rarely a factor in deciding whether a micro or small business in India could get a loan. That’s changing fast. What was once seen as a “big business issue” is now deeply embedded in how credit decisions are being made for India’s 6.3 crore+ MSMEs. Environmental, Social and Governance (ESG) risks…
