Bancassurance, a New Look: Rethinking Distribution, Trust and Risk in India

In conversation with Dr. Ravi Seshadri India’s bancassurance model is entering a decisive phase. Recent signals from the Department of Financial Services (DFS), reinforced by the Finance Minister’s strong stance on mis-selling and the RBI’s tightening regulatory framework, suggest that what was once a high-growth distribution engine is now under structural scrutiny. In this context,…

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India’s Insurance Sector at an Inflection Point: 100% FDI on the Horizon

India’s insurance industry is entering a decisive phase as the government prepares to introduce the Insurance Amendment Bill in the upcoming Winter Session of Parliament. The proposed legislation seeks to lift the foreign direct investment (FDI) cap in insurance from 74% to 100%, a move positioned as a pivotal step in strengthening financial services, broadening…

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