Manish Agrawal on why the future of banking risk will be decided by speed, connected intelligence and human judgement As banking becomes faster, more digital and increasingly invisible to the customer, the nature of risk is changing with it. The traditional architecture of control designed to detect an anomaly, investigate it and contain the damage…
India’s accelerating digital adoption has brought with it an increasingly complex risk landscape, but one of the most revealing developments of recent months has not been a new strain of malware or a breakthrough in cyber-attack technology. It has been the surge in virtual arrest and impersonation scams, operations that rely less on sophisticated technical…
In boardrooms, control rooms and compliance cells across India’s banking and financial sector, “vigilance” has long been synonymous with oversight- audits, checks, and disciplinary frameworks. Yet, as institutions grapple with rising fraud sophistication, cyber manipulation and decision bias under pressure, a quiet realization is emerging: the future of vigilance lies as much in mindfulness as…
