Dr Ravi Seshadri | Strategic Advisor – Insurance & Insurtech, APAC & MENA Cyber vulnerabilities, artificial intelligence, geopolitical fragmentation and escalating climate losses are challenging the assumptions on which modern insurance was built. In an exclusive interaction with Risk Awareness on the sidelines of an industry conference in Mumbai this week, Dr Ravi Seshadri, Strategic…
India’s financial outlook in 2026 is being shaped by two forces that are usually analysed separately: the world’s mounting need to refinance debt and the domestic economic uncertainty associated with El Nino. Together, they create a more consequential risk picture for policymakers, corporates, investors and financial institutions. One force raises the global price of capital….
For decades, risk management in banking focused narrowly on measurable exposures credit defaults, liquidity buffers and capital adequacy. This traditional framework worked in an era when risks evolved slowly and were largely internal. But the new financial reality is non-linear. Today, a cyberattack on a fintech partner can cripple payment systems across states; a sanction…
India’s insurance industry is entering a decisive phase as the government prepares to introduce the Insurance Amendment Bill in the upcoming Winter Session of Parliament. The proposed legislation seeks to lift the foreign direct investment (FDI) cap in insurance from 74% to 100%, a move positioned as a pivotal step in strengthening financial services, broadening…
