India’s Insurance Sector at an Inflection Point: 100% FDI on the Horizon

India’s insurance industry is entering a decisive phase as the government prepares to introduce the Insurance Amendment Bill in the upcoming Winter Session of Parliament. The proposed legislation seeks to lift the foreign direct investment (FDI) cap in insurance from 74% to 100%, a move positioned as a pivotal step in strengthening financial services, broadening…

Read More

Climate Risk and Indian Agriculture: Why Crop Insurance Must Evolve Into a Full Risk Management System

In July 2025, large parts of Punjab faced devastating floods that submerged paddy fields, washed away infrastructure, and disrupted rural livelihoods. For a state often described as India’s “grain bowl,” this was more than a natural disaster, it was a financial crisis. Banks and cooperative societies braced for repayment delays, traders saw working capital dry…

Read More
Top