India’s economic transformation has been one of the most remarkable stories of the last decade. Millions of micro, small, and medium enterprises (MSMEs) have emerged as the lifeblood of local economies, while a fast-growing digital ecosystem, supported by massive data centres, powers the nation’s AI ambitions, cloud computing, e-commerce and global IT exports. But this…
A rise in grocery prices might be the most visible way climate change touches everyday life, but for India’s 6.3 crore micro, small, and medium enterprises (MSMEs), the threat runs far deeper. From factory floors in Faridabad to garment hubs in Tiruppur, climate volatility is becoming an existential business risk one that’s not only reshaping…
As India races towards becoming a $5 trillion economy, one crucial system is quietly doing the heavy lifting beneath the surface of every loan sanctioned, wallet topped up, or MSME financed: Credit Risk Systems (CRS). Once buried deep in compliance departments, CRS platforms have become the central nervous system of India’s lending ecosystem. Between 2025…
In India’s fast-evolving digital economy, where financial services are increasingly delivered through apps, APIs and cloud-based platforms, the notion of trust is being rewritten. Once a function of brand equity or legacy, trust is now a matter of security architecture. And the Reserve Bank of India (RBI) is making that abundantly clear. In 2024, the…
In an era where information travels faster than strategy, reputation has become the most fragile yet most valuable asset an organization possesses. Whether in banking, insurance, manufacturing or technology, reputation defines stakeholder confidence, customer loyalty, and investor trust. For India’s 6.3 crore small and medium enterprises (SMEs), as well as large corporates, reputational capital often…
The Association of Mutual Funds in India (AMFI), the industry body representing all SEBI-registered Asset Management Companies (AMCs) announced the election of its new Chairman and Vice Chairman on September 4, 2025. Mr. Sundeep Sikka, Executive Director & Chief Executive Officer, Nippon Life India Asset Management Limited, has been elected as Chairman, while Mr. Vishal…
For years, Indian banks treated deposit operations as relatively “safe” compared to the messy world of loan books. That comfort is gone. A surge in mule accounts, legitimate bank accounts commandeered or rented to launder proceeds of cybercrime has shifted operational risk from loans to deposits. Senior bankers are tightening KYC and continuous due diligence…
The Securities and Exchange Board of India (SEBI) has issued a crucial set of technical clarifications to its Cybersecurity and Cyber Resilience Framework (CSCRF) for regulated entities (REs), signalling a sharper focus on operational robustness, regulatory harmonization and market-wide cyber hygiene. This move is timely and necessary, given the increasing frequency of cyber incidents that…
In a strategic leadership transition, ICICI Bank announced that Anish Madhavan, a seasoned senior management professional within the bank, stepped into the role of Group Chief Compliance Officer (GCCO), effective August 29, 2025. This followed the early retirement of the incumbent, Subir Saha, who stepped down at close of business on August 28, 2025. The…
RBL Bank has named Dinesh R. Sharma as its new Head of Non-Financial Risk, entrusting him with oversight of operational risk, business continuity planning, and enterprise-wide risk frameworks. Sharma brings over 15 years of experience in building resilient governance structures across leading Indian banks. Before joining RBL Bank, Sharma spent close to nine years at…
SMFG India Credit Co. Ltd. (SMICC), one of India’s leading non-banking financial companies (NBFCs) with an asset under management (AUM) exceeding ₹60,000 crore and a customer base of over three million, has appointed Ravi Narayanan as its Chief Executive Officer, effective August 28, 2025. Narayanan, a seasoned banker with over three decades of experience, has…
It’s 6:30 a.m. on a construction site in India. As workers gear up for another day of building a metro corridor, a live dashboard in the command centre hundreds of kilometres away is already flashing updates, equipment usage, workforce attendance, material deliveries and weather alerts. On paper, this looks like seamless efficiency. But behind the…
India’s economic transformation has been one of the most remarkable stories of the last decade. Millions of micro, small, and medium enterprises (MSMEs) have emerged as the lifeblood of local economies, while a fast-growing digital ecosystem, supported by massive data centres, powers the nation’s AI ambitions, cloud computing, e-commerce and global IT exports. But this…
An Interview with Vivek Sethia, Founder & President, Insursa Inc. In an era where technology is rewriting the rules of engagement across industries, insurance remains one of the most complex and ripe sectors for disruption. At the forefront of this transformation is Insursa Inc., an AI-first insurtech firm built with a singular focus on making…
